CeFi Rates
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Highest Stablecoin Interest Rates of Feb 2025

Leaderboard of the highest stablecoin interest rates to earn yield in CeFi. Top APR / APY rates of February 2025, from the best stablecoin interest accounts.
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Currency
Base APY (paid in kind)
Max APY
Platform
Sign Up Bonus
Additional Info
USDT (Tether) Logo  USDT
9.00%
16.00% (APR) - requires locking asset for 3 months, maintaining a ratio over 10% for NEXO tokens vs rest of portfolio, and receiving interest in NEXO
Nexo Logo  Nexo
variable
-
USDx (USDx) Logo  USDx
5.00%
15.00% (APR) - requires locking asset for 12 months, maintaining a ratio over 10% for NEXO tokens vs rest of portfolio, and receiving interest in NEXO
Nexo Logo  Nexo
variable
-
EURx (EURx) Logo  EURx
5.00%
15.00% (APR) - requires locking asset for 12 months, maintaining a ratio over 10% for NEXO tokens vs rest of portfolio, and receiving interest in NEXO
Nexo Logo  Nexo
variable
-
GBPx (GBPx) Logo  GBPx
5.00%
15.00% (APR) - requires locking asset for 12 months, maintaining a ratio over 10% for NEXO tokens vs rest of portfolio, and receiving interest in NEXO
Nexo Logo  Nexo
variable
-
USDC (USD Coin) Logo  USDC
8.00%
14.00% (APR) - requires locking asset for 3 months, maintaining a ratio over 10% for NEXO tokens vs rest of portfolio, and receiving interest in NEXO
Nexo Logo  Nexo
variable
-
DAI (Dai) Logo  DAI
8.00%
14.00% (APR) - requires locking asset for 3 months, maintaining a ratio over 10% for NEXO tokens vs rest of portfolio, and receiving interest in NEXO
Nexo Logo  Nexo
variable
-
TUSD (TrueUSD) Logo  TUSD
8.00%
14.00% (APR) - requires locking asset for 3 months, maintaining a ratio over 10% for NEXO tokens vs rest of portfolio, and receiving interest in NEXO
Nexo Logo  Nexo
variable
-
USDP (Pax Dollar) Logo  USDP
8.00%
14.00% (APR) - requires locking asset for 3 months, maintaining a ratio over 10% for NEXO tokens vs rest of portfolio, and receiving interest in NEXO
Nexo Logo  Nexo
variable
-
USDT (Tether) Logo  USDT
9.00%
9.00%
Finblox Logo  Finblox
up to $250 in USDC
may take up to 48 hours to withdraw
DAI (Dai) Logo  DAI
9.00%
9.00%
Finblox Logo  Finblox
up to $250 in USDC
may take up to 48 hours to withdraw
USDT (Tether) Logo  USDT
6.5% on first 100k USDT
8.5% for over 100K USDT
8.50%
Ledn Logo  Ledn
$10 in USDC
may take up to 7 business days to withdraw
USDC (USD Coin) Logo  USDC
6.5% on first 100k USDC
8.5% for over 100K USDC
8.50%
Ledn Logo  Ledn
$10 in USDC
may take up to 7 business days to withdraw
DAI (Dai) Logo  DAI
0.40% (APR)
8.50% (6.50% in kind + 2% in CRO) APR, on first $3,000 of total assets in fixed terms

highest rate requires locking asset for 3 months, and staking (holding for 6 months) $40,000 worth of CRO
Crypto.com Logo  Crypto.com
$25 in CRO
max total assets that can earn interest is $500,000 (up to $2,000,000 based on how much CRO staked)
USDC (USD Coin) Logo  USDC
0.50% (APR)
8.00% on up to $500,000 (highest rate requires locking asset for 3 months)
Crypto.com Logo  Crypto.com
$25 in CRO
-
USDC (USD Coin) Logo  USDC
8.00%
8.00%
Finblox Logo  Finblox
up to $250 in USDC
may take up to 48 hours to withdraw
USDT (Tether) Logo  USDT
0.40% (APR)
6.50% on up to $500,000 (highest rate requires locking asset for 3 months)
Crypto.com Logo  Crypto.com
$25 in CRO
max total assets that can earn interest is $500,000 (up to $2,000,000 based on how much CRO staked)

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Sign Up Bonuses

Nexo - Variable. Check Nexo for any current promotions.

Crypto.com App - Sign up through this link using referral code 6k4dx8gb6c. Stake (deposit for 6 months) $400 in CRO for the ruby card tier or above, and you'll receive $25 in CRO.

Finblox - 1) Sign up through this link. 2) Pass the “Verified” level in Identity Verification. 3) Deposit assets within 7 days of signing up, and maintain balance for 30 days. 4) You'll earn a bonus of up to $250 USDC, based on the amount you deposit / maintain. See reward payout table here.

Ledn - Sign up through this referral link, and complete KYC. Then deposit at least 75 USDC or 0.0015 BTC, and hold for 15 days or longer. Deposit must be made within 30 days of opening an account. You'll receive 10 USDC.