CeFi Rates
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Highest Crypto Interest Rates of Feb 2025

Leaderboard of the highest crypto interest rates to earn yield in CeFi. Top APR / APY rates of February 2025, from the best crypto interest accounts.
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Currency
Base APY (paid in kind)
Max APY
Platform
Sign Up Bonus
Additional Info
BARA (Capybara Nation) Logo  BARA
0% (APR)
50.00% - requires locking asset for 3 months

highest rate requires locking asset for 3 months, and staking (holding for 6 months) $40,000 worth of CRO
Crypto.com Logo  Crypto.com
$25 in CRO
max total assets that can earn interest is $500,000 (up to $2,000,000 based on how much CRO staked)
AXS (Axie Infinity Shards) Logo  AXS
30.00%
30.00%
Finblox Logo  Finblox
up to $250 in USDC
may take up to 48 hours to withdraw
AXS (Axie Infinity Shards) Logo  AXS
16.00%
30.00% (APR) - requires locking asset for 1 month, maintaining a ratio over 10% for NEXO tokens vs rest of portfolio, and receiving interest in NEXO
Nexo Logo  Nexo
variable
-
BXC (BitcoinX) Logo  BXC
30.00%
30.00%
Finblox Logo  Finblox
up to $250 in USDC
may take up to 48 hours to withdraw
FBX (Finblox Token) Logo  FBX
18.80%
18.80%
Finblox Logo  Finblox
up to $250 in USDC
may take up to 48 hours to withdraw
USDT (Tether) Logo  USDT
9.00%
16.00% (APR) - requires locking asset for 3 months, maintaining a ratio over 10% for NEXO tokens vs rest of portfolio, and receiving interest in NEXO
Nexo Logo  Nexo
variable
-
DOT (Polkadot) Logo  DOT
10.00%
15.00% (APR) - requires locking asset for 1 month, maintaining a ratio over 10% for NEXO tokens vs rest of portfolio, and receiving interest in NEXO
Nexo Logo  Nexo
variable
-
USDx (USDx) Logo  USDx
5.00%
15.00% (APR) - requires locking asset for 12 months, maintaining a ratio over 10% for NEXO tokens vs rest of portfolio, and receiving interest in NEXO
Nexo Logo  Nexo
variable
-
EURx (EURx) Logo  EURx
5.00%
15.00% (APR) - requires locking asset for 12 months, maintaining a ratio over 10% for NEXO tokens vs rest of portfolio, and receiving interest in NEXO
Nexo Logo  Nexo
variable
-
GBPx (GBPx) Logo  GBPx
5.00%
15.00% (APR) - requires locking asset for 12 months, maintaining a ratio over 10% for NEXO tokens vs rest of portfolio, and receiving interest in NEXO
Nexo Logo  Nexo
variable
-
USDC (USD Coin) Logo  USDC
8.00%
14.00% (APR) - requires locking asset for 3 months, maintaining a ratio over 10% for NEXO tokens vs rest of portfolio, and receiving interest in NEXO
Nexo Logo  Nexo
variable
-
DOT (Polkadot) Logo  DOT
0.80% (APR)
14.00% (12.00% in kind + 2% in CRO) APR, on first $3,000 of total assets in fixed terms

highest rate requires locking asset for 3 months, and staking (holding for 6 months) $40,000 worth of CRO
Crypto.com Logo  Crypto.com
$25 in CRO
max total assets that can earn interest is $500,000 (up to $2,000,000 based on how much CRO staked)
DAI (Dai) Logo  DAI
8.00%
14.00% (APR) - requires locking asset for 3 months, maintaining a ratio over 10% for NEXO tokens vs rest of portfolio, and receiving interest in NEXO
Nexo Logo  Nexo
variable
-
TUSD (TrueUSD) Logo  TUSD
8.00%
14.00% (APR) - requires locking asset for 3 months, maintaining a ratio over 10% for NEXO tokens vs rest of portfolio, and receiving interest in NEXO
Nexo Logo  Nexo
variable
-
ATOM (Cosmos) Logo  ATOM
0.55% (APR)
14.00% (12.00% in kind + 2% in CRO) APR, on first $3,000 of total assets in fixed terms

highest rate requires locking asset for 3 months, and staking (holding for 6 months) $40,000 worth of CRO
Crypto.com Logo  Crypto.com
$25 in CRO
max total assets that can earn interest is $500,000 (up to $2,000,000 based on how much CRO staked)
USDP (Pax Dollar) Logo  USDP
8.00%
14.00% (APR) - requires locking asset for 3 months, maintaining a ratio over 10% for NEXO tokens vs rest of portfolio, and receiving interest in NEXO
Nexo Logo  Nexo
variable
-
XRP (Ripple) Logo  XRP
4% on first $50k
1% for over $50k
12% on first $10M (APR) - requires locking asset for 1 month, maintaining a ratio over 10% for NEXO tokens vs rest of portfolio, and receiving interest in NEXO
Nexo Logo  Nexo
variable
-
NEXO (Nexo) Logo  NEXO
4.00%
12.00% - requires locking asset for 12 months
Nexo Logo  Nexo
variable
-
KSM (Kusama) Logo  KSM
7.00%
12.00% (APR) - requires locking asset for 1 month, maintaining a ratio over 10% for NEXO tokens vs rest of portfolio, and receiving interest in NEXO
Nexo Logo  Nexo
variable
-
BCH (Bitcoin Cash) Logo  BCH
4.00%
11.00% (APR) - requires locking asset for 1 month, maintaining a ratio over 10% for NEXO tokens vs rest of portfolio, and receiving interest in NEXO
Nexo Logo  Nexo
variable
-

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Sign Up Bonuses

Nexo - Variable. Check Nexo for any current promotions.

Crypto.com App - Sign up through this link using referral code 6k4dx8gb6c. Stake (deposit for 6 months) $400 in CRO for the ruby card tier or above, and you'll receive $25 in CRO.

Finblox - 1) Sign up through this link. 2) Pass the “Verified” level in Identity Verification. 3) Deposit assets within 7 days of signing up, and maintain balance for 30 days. 4) You'll earn a bonus of up to $250 USDC, based on the amount you deposit / maintain. See reward payout table here.

Ledn - Sign up through this referral link, and complete KYC. Then deposit at least 75 USDC or 0.0015 BTC, and hold for 15 days or longer. Deposit must be made within 30 days of opening an account. You'll receive 10 USDC.