CeFi Rates
Best Hardware / Cold Wallets
Logo - Crypto.com Interest Rates: Current Earn APR & Recent Changes

Crypto.com Interest Rates: Current Earn APR & Recent Changes

Current Crypto.com interest rates vs previous. Side by side comparison of the new and old rates to earn interest on your crypto. See the recent APR changes of each cryptocurrency and stablecoin.
Table scrolls horizontally
Currency
Current Rates (effective 3/12/25) *
Previous Rates *
Base or Max APR
  ADA
0.25%
0.10%
(Base APR, paid in kind)
5.50% (3.50% in kind + 2% in CRO) on first $3,000 of total assets in fixed terms
6.50% (4.50% in kind + 2% in CRO) on first $3,000 of total assets in fixed terms
(Max APR)
  ALGO
0.25%
0.10%
(Base APR, paid in kind)
3.00% (1.00% in kind + 2% in CRO) on first $3,000 of total assets in fixed terms
5.00% (3.00% in kind + 2% in CRO) on first $3,000 of total assets in fixed terms
(Max APR)
  APT
0.25%
0.25%
(Base APR, paid in kind)
6.50% (4.50% in kind + 2% in CRO) on first $3,000 of total assets in fixed terms
6.50% (4.50% in kind + 2% in CRO) on first $3,000 of total assets in fixed terms
(Max APR)
  ATOM
0.50%
0.55%
(Base APR, paid in kind)
11.00% (9.00% in kind + 2% in CRO) on first $3,000 of total assets in fixed terms
14.00% (12.00% in kind + 2% in CRO) on first $3,000 of total assets in fixed terms
(Max APR)
  AVAX
0.25%
0.30%
(Base APR, paid in kind)
7.50% (5.50% in kind + 2% in CRO) on first $3,000 of total assets in fixed terms
10.50% (8.50% in kind + 2% in CRO) on first $3,000 of total assets in fixed terms
(Max APR)
  BARA
0%
0%
(Base APR, paid in kind)
30.00% - requires locking asset for 3 months
50.00% - requires locking asset for 3 months
(Max APR)
  BNB
0.25%
0.10%
(Base APR, paid in kind)
3.25% (1.25% in kind + 2% in CRO) on first $3,000 of total assets in fixed terms
3.50% (1.50% in kind + 2% in CRO) on first $3,000 of total assets in fixed terms
(Max APR)
  BTC
0.25%
0.20%
(Base APR, paid in kind)
5.00% (3.00% in kind + 2% in CRO) on first $3,000 of total assets in fixed terms
7.00% (5.00% in kind + 2% in CRO) on first $3,000 of total assets in fixed terms
(Max APR)
  CRO
0.25%
0.25%
(Base APR, paid in kind)
6.00% on first $3,000 of total assets in fixed terms - requires locking asset for 3 months
6.00% on first $3,000 of total assets in fixed terms - requires locking asset for 3 months
(Max APR)
  DAI
0.25%
0.40%
(Base APR, paid in kind)
7.00% (5.00% in kind + 2% in CRO) on first $3,000 of total assets in fixed terms
8.50% (6.50% in kind + 2% in CRO) on first $3,000 of total assets in fixed terms
(Max APR)
  DOT
0.50%
0.80%
(Base APR, paid in kind)
11.00% (9.00% in kind + 2% in CRO) on first $3,000 of total assets in fixed terms
14.00% (12.00% in kind + 2% in CRO) on first $3,000 of total assets in fixed terms
(Max APR)
  EGLD
0.25%
0.35%
(Base APR, paid in kind)
3.75% (1.75% in kind + 2% in CRO) on first $3,000 of total assets in fixed terms
8.00% (6.00% in kind + 2% in CRO) on first $3,000 of total assets in fixed terms
(Max APR)
  ETH
0.25%
0.20%
(Base APR, paid in kind)
5.75% (3.75% in kind + 2% in CRO) on first $3,000 of total assets in fixed terms
7.50% (5.50% in kind + 2% in CRO) on first $3,000 of total assets in fixed terms
(Max APR)
  LION
0%
wasn't available
(Base APR, paid in kind)
60.00% - requires locking asset for 12 months
(Max APR)
  MATIC
0.25%
0.25%
(Base APR, paid in kind)
5.00% (3.00% in kind + 2% in CRO) on first $3,000 of total assets in fixed terms
7.00% (5.00% in kind + 2% in CRO) on first $3,000 of total assets in fixed terms
(Max APR)
  NEAR
0.25%
0.25%
(Base APR, paid in kind)
5.50% (3.50% in kind + 2% in CRO) on first $3,000 of total assets in fixed terms
6.50% (4.50% in kind + 2% in CRO) on first $3,000 of total assets in fixed terms
(Max APR)
  ONE
0.25%
0.25%
(Base APR, paid in kind)
5.50% (3.50% in kind + 2% in CRO) on first $3,000 of total assets in fixed terms
6.50% (4.50% in kind + 2% in CRO) on first $3,000 of total assets in fixed terms
(Max APR)
  S
0.25%
0.10%
(Base APR, paid in kind)
5.00% (3.00% in kind + 2% in CRO) on first $3,000 of total assets in fixed terms
5.00% (3.00% in kind + 2% in CRO) on first $3,000 of total assets in fixed terms
(Max APR)
  SOL
0.25%
0.25%
(Base APR, paid in kind)
7.25% (5.25% in kind + 2% in CRO) on first $3,000 of total assets in fixed terms
9.00% (7.00% in kind + 2% in CRO) on first $3,000 of total assets in fixed terms
(Max APR)
  STX
0.25%
0.25%
(Base APR, paid in kind)
8.50% (6.50% in kind + 2% in CRO) on first $3,000 of total assets in fixed terms
8.50% (6.50% in kind + 2% in CRO) on first $3,000 of total assets in fixed terms
(Max APR)
  USC
0.50%
0.50%
(Base APR, paid in kind)
4.20% on up to $500,000
8.00% on up to $500,000
(Max APR)
  USDC
0.50%
0.50%
(Base APR, paid in kind)
4.20% on up to $500,000
8.00% on up to $500,000
(Max APR)
  USDT
0.50%
0.40%
(Base APR, paid in kind)
4.20% on up to $500,000
6.50% on up to $500,000
(Max APR)
  VET
0.25%
0.10%
(Base APR, paid in kind)
3.25% (1.25% in kind + 2% in CRO) on first $3,000 of total assets in fixed terms
4.00% (2.00% in kind + 2% in CRO) on first $3,000 of total assets in fixed terms
(Max APR)
  ZIL
0.25%
0.25%
(Base APR, paid in kind)
8.00% (6.00% in kind + 2% in CRO) on first $3,000 of total assets in fixed terms
8.00% (6.00% in kind + 2% in CRO) on first $3,000 of total assets in fixed terms
(Max APR)
* the max APR of each coin (except CRO) requires locking asset for 3 months, and staking (holding for 6 months) $40,000 worth of CRO

What Are the Crypto.com Interest Rates / Earn Rates?

The table above shows the current Crypto.com interest rates. It also displays the previous rates, so you can see the recent rate changes. Some rates may vary based on location. At the top of the table is a toggle to change location between the United States and International.

What APY / APR Does Crypto.com Offer?

The Crypto.com rates shown in the table above are in APR (Annual Percentage Rate), unless otherwise specified. APY (Annual Percentage Yield) takes into account compound interest, whereas APR does not.

What Coins / Tokens Are Available on Crypto.com to Earn Yield?

The table above lists the coins / tokens available for earning interest on Crypto.com, along with the current and previous rates. The coins / tokens supported by Crypto.com may vary based on the location chosen in the toggle.

What Are the Recent Crypto.com Rate Changes?

The table compares the new Crypto.com rates against the previous rates, so that you can see which ones recently changed. Rates that changed are highlighted. You can also select the checkbox above the table to only show assets with a rate change.

Crypto.com Sign Up Bonus

Sign up through this link using referral code 6k4dx8gb6c. Stake (deposit for 6 months) $400 in CRO for the ruby card tier or above, and you'll receive $25 in CRO.


Some content may contain affiliate links, meaning that for referring you, we may receive a commission. This is at no cost to you, and may provide you with a bonus / discount as part of the referral offer.